PENGARUH RESIKO KREDIT TERHADAP PROFITABILITAS PADA PT. BANK NEGARA INDONESIA (Persero) Tbk.

Abstract

This research aims to determine the effect of credit risk on profitability
at PT. Bank Negara Indonesia TBK. The instrument for this research is using the
balance sheet and profit and loss report at PT. Bank Negara Indonesia TBK from
2014-2023. Meanwhile, the sampling technique used is purposive sampling, the
criteria are based on the availability of up-to-date data and research variable
data to be used. The data in this research was processed using SPSS. The
hypothesis testing method uses a significance level of 5%. The research results
show that Non-Performing Loans (NPL) have a significant effect on PT's Return
On Equity (ROE). Bank Negara Indonesia Tbk.